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Housing Services
Foreclosure
Counseling
BVCAP Foreclosure
Counseling program
assists individuals
who are facing
financial difficulty
to avoid
foreclosure.
Counselors work with
the clients on
budgeting and money
management. The
Counselors also work
with the lenders to
obtain loan
modifications in
order to avoid
foreclosures.
Homelessness
Prevention and Rapid
Re-housing Program (HPRP)
This program is
designed to prevent
qualified applicants
from becoming
homeless. Services
include case
management,
financial
counseling,
landlord-tenant
mediation, and
financial
assistance.
Emergency
Housing Assistance
The program assists
low/moderate income households that are
experiencing a temporary housing crisis. For
eligible applicants, BVCAP can provide financial
assistance in the form of security deposit
and/or rental payments.
Fair Housing
Advocacy
BVCAP’s Housing
Advocate provides counseling and referrals to
clients regarding allegations of housing
discrimination and violations of the Rhode
Island Landlord – Tenant Act. In addition, the
Advocate conducts educational workshops for
community groups to inform residents of rights
and responsibilities under the law.
Pawtucket
Starter Home Program
The Starter Home
Program provides down payment and closing cost
assistance grants to eligible first-time
homebuyers. Applicants must meet income
guidelines, complete a series of Homebuyer
Education classes, and purchase an eligible
property. Grant amounts range from $5,000 to
$15,000 depending upon the type of home and
location.
Home Ownership
Education
BVCAP provides a
comprehensive series of classes in both English
and Spanish, designed to educate both current
and future homeowners. Topics include but are
not limited to: budgeting and money management,
credit issues, finding an appropriate home, the
mortgage loan process, legal issues, and home
maintenance.
Housing
Counseling
BVCAP Housing
Counselors provide individual assistance and
guidance to both current and future homeowners.
Counselors assess each client’s particular
circumstances and assist the client in
developing an action plan to meet goals. For
example, a counselor may review a client’s
credit history and financial situation to
determine mortgage-readiness. Counselors also
assist delinquent borrowers with options to
avoid foreclosure.
Lead Poisoning
Case Management
The BVCAP Lead
Center provides non-medical case management to
families with lead-poisoned children, assisting
the families with tools, resources and education
needed to reduce the child’s Blood Lead Level to
a medically acceptable level.
Lead Hazard
Awareness Programs
BVCAP provides lead
education and outreach to the communities of
Pawtucket, Central Falls and Woonsocket.
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